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Buying an automobile is often the second largest expense for individuals and families - protect yourself against the rising repair costs of mechanical failures.

Since 1962, Protective Asset Protection has provided vehicle owners the peace of mind they want with the protection they need.

Vehicles are one of the fastest-growing technological devices in the world. Their mechanical systems are powered by sophisticated software and monitoring systems. It is now more important than ever to avoid the cost of unexpected repairs—and keep you on the road.

Our Vehicle Protection Plan was made for you and your new or pre-owned vehicle purchase.

COVERAGE LEVELS

POWERTRAIN
  • Engine
  • Transmission
  • Drive Axle
  • Hybrid/Plug-in Hybrid/Battery Electric/Fuel Cell-Hydrogen
  • Associated Fluids, Filters & Lubricants
  • Associated Seals & Gaskets
ENHANCED
  • Engine
  • Transmission
  • Drive Axle
  • Electrical
  • Fuel
  • Heating & Cooling
  • Climate Control System
  • Brakes
  • Towing & Trailering (OEM installed)
  • Hybrid/Plug-in Hybrid/Battery Electric/Fuel Cell-Hydrogen
  • Associated Fluids, Filters & Lubricants
  • Associated Seals & Gaskets
PREMIUM
  • Engine
  • Transmission
  • Drive Axle
  • Electrical
  • Fuel
  • Heating & Cooling
  • Climate Control System
  • Brakes
  • Suspension
  • Steering
  • Electronics
  • Technology
  • Portable Device Connectivity
  • Safety
  • Towing & Trailering (OEM installed)
  • Hybrid/Plug-in Hybrid/Battery Electric/Fuel Cell-Hydrogen
  • Associated Fluids, Filters & Lubricants
  • Associated Seals & Gaskets
COMPLETE

Provides our most extensive coverage on new and pre-owned vehicles.

COVERAGE EXTENDS TO ANY PART EXPERIENCING A MECHANICAL BREAKDOWN EXCEPT FOR THOSE PARTS LISTED AS EXCLUDED UNDER THE SERVICE CONTRACT.

WRAP COVERAGE

Factory and/or dealer warranty programs are often limited to major powertrain components. Wrap Coverage is an exclusionary level of coverage that is designed to “wrap” around factory and/or dealer powertrain warranties protecting many of the other vehicle components, subject to specified exclusions. A complete list of exclusions appears in the contract. Since the factory and/or dealer powertrain warranty covers the powertrain portion of your vehicle, Wrap Coverage does not cover the following component groups*:

  • Engine
  • Transmission
  • Transfer Case
  • Drive Axle

* The term of your Wrap Coverage may not coincide with the term of your factory and/or dealer powertrain warranty.

OPTIONAL COVERAGE

We offer additional coverage for:

  • Mobility Equipment (chair lift motors and assemblies, electric/hydraulic ramp controls and assemblies, adjustable seating mechanisms, adjustable pedal and steering control mechanisms, hoist and swing-arm mechanisms)
  • Climate Control System (for Powertrain Coverage only)
  • Snow Plow
  • Lift Kit/Tire Modifications

ADDITIONAL PROGRAM BENEFITS*

The Protective Vehicle Protection Plan provides you peace of mind knowing you’re protected against certain costly repairs and includes additional valuable benefits such as:

  • 24-Hour Roadside Assistance (towing; flat tire replacement; fuel, water or other fluid delivery; lock-out assistance; jump start) 
  • Substitute Transportation (rental vehicle or ride sharing service)
  • Trip Interruption (meals and lodging)
  • Pet Benefits (transportation, boarding and hotel)

*Benefits are subject to conditions, limitations and exclusions. Some benefits may not be available in every state. Please see service contract for details.

LIMITS AND EXCLUSIONS
Coverage is subject to deductibles, limits and exclusions. The contract covers repairs only of covered parts and only when they suffer a breakdown as defined in the contract. Under some circumstances, a breakdown of a covered part may not be covered (for example, failure due to misuse or lack of proper maintenance or when a non-covered part is what caused the covered part to fail). Also, the exclusions contain a list of parts not covered, some of which may be associated with a covered part (for example: exhaust pipes, mufflers and catalytic converters; body and trim items). Please see the service contract for details.

P.O. Box 830633
Birmingham, AL 35283-0633

The Protective Vehicle Protection Plan is administered by a Protective company and backed by Protective Property & Casualty Insurance Company. In Florida the Protective Vehicle Protection Plan is administered by Western General Warranty Corporation, contact information above. Florida Certificate of Authority #60078.
When replacing failed parts under this contract, we reserve the right to require the use of remanufactured or used parts of like kind and quality compatible with the original design specifications and wear tolerances of the vehicle.

© 2021 Protective Life Corporation
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